I need to get a guestimate for the salvage value of a Harley Davidson 883 Sportster?
My husband had a motorcycle accident on March 2nd and his is considering buying back the motorcycle from the insurance company. We figured they would charge us around $400 to $600 to buy the bike back, but instead they said the value of the bike was $1600. I just wanted to get other opinions on the worth of the bike.
The bike is a 1995 Harley Davidson 883 Sportster. It had approx. 6000 miles on it. It had custom pipes and handlebars. It had a larger gas tank (approx 5 gal). The bike is a total loss from the accident and is at a motorcycle shop. The guy that works at the shop told me that it wasn’t worth more than $600 and that the insurance company is trying to screw us. He also said that an adjuster hasn’t been out there to look at it yet, so how would they even begin to know the salvage value.
I have to call the insurance company back and talk to them and just am not sure how to handle the call. Any advice would be appreciated. 
Thanks!
You’ve got the cart in front of the horse here. If they haven’t looked at it yet, they haven’t even decided it’s a total and made any type of offer. When they do look, should they decide to total it, they will make an offer. THAT is the time to ask about keeping the bike and seeing what salvage value is.
Keep in mind if you do, they will issue a salvage title also, which has some ramifications and makes it hard to get insurance. If he wants parts, no problem. If he wants to fix and ride, there could be many problems. Some states will require an inspection, at a cost of around $300 before they will consider it road worthy again, so check into what’s needed first.
If the insurance is saying the worth of the bike is $1,600, it sounds like that will be their offer to you if it is a total.
Bottom line, don’t accept their offer and sign off on it unless and until you’re happy with it.
Harley Davidson 883 Custom Sportster
|
|
Harley-Davidson Sportster Performance Handbook (Motorbooks Workshop) $13.48 Improve your Sporty in every way! From bolting on a carb and pipe to building a 100-cubic-inch monster, this is your ticket to a faster, better-handling Ironhead or Evolution Sportster. This complete guide has been fully updated to reflect the latest aftermarket parts and methods. Packed with expert advice on how to build up your engine for improved horsepower and greater reliability. New chapters… |
|
|
Bikers Choice Custom License Plate Bracket 72596S4 $30.39 Replaces stock upright bracket to enhance the custom lowered lookIncludes 2 wedge-shaped spacers of different thicknesses to create desired profileMounts to standard hole patternChrome-platedFits 55-07 Sportster, Big Twin (exc. Bobbed Rear Fender)This Item Fits the Following Applications:2007 Harley Davidson XL883R Sportster 883 Roadster2007 Harley Davidson XL883L Sportster 883 Low2007 Harley Davi… |
|
|
Road Rash Biker Wristband Black Harley Davidson $3.85 This awesome innovative wristband is a “MUST HAVE” in the Biker Industry! The Road Rash wristbands are an exact replica of a motorcycle tire design and come in several colors. The Road Rash wristband is great way to represent what you love to do, on or off your bike…. |
|
|
Wagner BP9003BL BriteLite Headlamp, Blister Pack $7.04 LAZER BLUE… |
|
|
Wagner BP9003TV TruView Headlight Bulb $12.13 Bulbs: Tru View Bulbs… |
|
|
Philips 9003 XPS2 X-treme Power Headlight Bulb, Pack of 2 $28.98 Philips X-treme Power performance headlamp deliver up to an astounding 80% more light than standard halogens. Simply stated, they’re the brightest DOT approved halogen available. X-treme Power Bulbs deliver superior nighttime visibility with a powerful beam that enhances driver performance and driving safety. Ideal for those who want their cars to stand out in the crowd. X-treme Power’s aggressive… |
|
|
Sylvania 9003/HB2 SU/2 BP TWIN SilverStar Ultra Headlight – Pack of 2 $35.98 Sylvania/Ozram Hid Lights 9003subpt 9003 Ultra Twin Pack… |